Updated June 2026

Medihelp review

Affordable network plans for SMEs

8.9/10
Editor score
R1,380/mo
From
48 hours
Claims turnaround
Budget
Pricing tier
Score breakdown

How Medihelp scores, dimension by dimension.

How we rate
Overall
8.9
out of 10

Composite of 6 weighted criteria, refreshed quarterly.

Price competitiveness
9.6
Hospital network
8.4
Claims experience
8.7
Coverage breadth
8.8
Member satisfaction
8.9
Digital experience
8.4
Pros & cons

What we like — and what we don't.

Pros
  • Lowest entry-level premium in this comparison
  • Streamlined SME onboarding
  • Solid PMB record
Cons
  • Tight network outside metros
  • Day-to-day benefits cap quickly
Plan range

Medihelp options, at a glance.

MedVital Elect
R1,380/mo

Network hospital plan for individuals and small businesses.

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MedAdd
R2,210/mo

Hospital plus essential day-to-day cover.

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Plus
R5,890/mo

Above-threshold cover for comprehensive needs.

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Rewards & discounts

What lowers your Medihelp premium.

MyMedihelp app

Self-service claims, pre-auth and digital member card.

Wellness screening

Annual screening included on all options.

Verified member reviews

What Medihelp members actually say.

8.9/10· verified
Cheapest cover we could find

Five-person team, all under hospital + GP cover for less than R10k/mo total. Service has been fine.

Reviews are submitted by South African policyholders and verified against scheme membership numbers. We don't edit content.

FAQ

Medihelp, answered.

Is there a designated GP network?+

Yes, MedVital Elect requires you to nominate a Medihelp Direct GP for day-to-day visits.

Scheme snapshot

Who is Medihelp?

Key facts pulled from the latest CMS annual report and scheme audited financials.

Founded
1905
Members
210,000
Solvency ratio
31.8%
CMS registration
1106
Reserves
R2.1bn
Claims paid (2025)
R6.4bn
Transparency

How we make money.

medicalinsurance.co.za is free to use. We never charge South Africans for a comparison or for being introduced to a scheme.

When you choose to get a quote, the scheme you pick may pay us a referral fee. That fee never changes the premium you're quoted, and it never changes where schemes sit in our rankings — those are based on our independent editorial scoring.

If a scheme doesn't pay us at all, we still list them. We'd rather show you the right cover than only the ones paying us.

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