Every major medical scheme, reviewed by humans.
Editor-scored profiles for the 40+ open and restricted schemes operating in South Africa. Pricing, hospital network breadth, claims turnaround and member satisfaction — all in one place.
All schemes, side by side.
Sorted by editor score. Premiums are typical entry-level hospital plans for a single adult. Click through for the full review.
- DDiscovery HealthLargest open scheme · Vitality-linked rewardsEditor's pickScore9.8FromR1,840/moTierPremiumClaims24 hours9.8R1,840/moPremium24 hours
- MMomentum HealthHealthSaver, Multiply and cumulative benefitsBest rewardsScore9.6FromR1,690/moTierMid-rangeClaims24 hours9.6R1,690/moMid-range24 hours
- BBonitasFamily-first benefits and chronic coverBest for familiesScore9.4FromR1,520/moTierMid-rangeClaims36 hours9.4R1,520/moMid-range36 hours
- FFedhealthMyFlexi options and maternity perksScore9.1FromR1,450/moTierMid-rangeClaims48 hours9.1R1,450/moMid-range48 hours
- MMedihelpAffordable network plans for SMEsScore8.9FromR1,380/moTierBudgetClaims48 hours8.9R1,380/moBudget48 hours
- BBestmedSelf-administered, doctor-led schemeScore8.7FromR1,310/moTierBudgetClaims48 hours8.7R1,310/moBudget48 hours
Advertiser disclosure: some schemes pay a referral fee when you take cover through us. It never changes the premium you're quoted or where schemes sit in our rankings.
The verdict, in two sentences.
Still the benchmark for network reach and rewards — but you pay for it. Worth it if you'll actually use Vitality.
Full reviewHealthSaver and Multiply rewards stack up to real value for engaged members. Slightly weaker network outside the metros.
Full reviewStrongest family hospital plans under R3,500 and good maternity benefits. Day-to-day cover lags Discovery.
Full reviewMyFlexi flexibility is genuinely useful. Customer service has improved sharply over the last 18 months.
Full reviewHard to beat on price for SMEs and singles. Hospital network is narrower — fine in metros, watch for rural cover.
Full reviewSelf-administered, low admin loadings. Smaller network but consistently top-quartile on member satisfaction.
Full reviewHow we score South African schemes.
A composite of six weighted criteria, refreshed quarterly. Scheme partnerships never move scores — partner status is disclosed inline on every row.
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