Provider matching and affordability scoring, shown in the open.
Nothing here is hidden behind a form. Move the sliders and watch six South African medical schemes re-rank live, with the exact weighting behind every position.
Your inputs
Four signals drive the whole engine.
- Affordable range
- R 1 600 – R 3 850
- We'd aim for
- R 3 500/mo
- Your spend ratio
- 8.1%
- Cover tier
- comprehensive
Your budget sits inside the South African affordability benchmark of 5–12% of take-home income.
6 schemes ranked for you
Re-ranks instantly as you change any input. Positions are editorial, never paid.
- 1
Medihelp
MedVital Elite Best matchSolid entry-level pricing with predictable chronic benefits.
66Fit scoreBudget fit · 40%65Your priorities · 30%50Editorial score · 20%89Service & network · 10%72Strong on chronic medicationR850 above your stated budgetR 3 450/mo estimated - 2
Fedhealth
flexiFED 2Hospital cover that scales with your family without a plan change.
61Fit scoreBudget fit · 40%52Your priorities · 30%50Editorial score · 20%91Service & network · 10%74Strong on hospital coverR1 150 above your stated budgetR 3 750/mo estimated - 3
Discovery Health
Classic SmartWidest hospital network in South Africa with strong chronic-medicine cover.
60Fit scoreBudget fit · 40%0Your priorities · 30%100Editorial score · 20%98Service & network · 10%100Strong on hospital cover, chronic medicationClaims typically settled within 24 hours230+ hospitals in networkR2 650 above your stated budgetAbove the 12%-of-income affordability ceilingR 5 250/mo estimated - 4
Bestmed
Beat 2Lowest illustrative entry premium of the six schemes we track.
55Fit scoreBudget fit · 40%75Your priorities · 30%0Editorial score · 20%87Service & network · 10%71R600 above your stated budgetDoesn't lead on the priorities you selectedR 3 200/mo estimated - 5
Momentum Health
Ingwe OptionFlexible day-to-day benefits you can dial up or down each year.
51Fit scoreBudget fit · 40%17Your priorities · 30%50Editorial score · 20%96Service & network · 10%97Strong on hospital coverClaims typically settled within 24 hours210+ hospitals in networkR2 000 above your stated budgetAbove the 12%-of-income affordability ceilingR 4 600/mo estimated - 6
Bonitas
BonSaveWell-regarded maternity programme and a generous savings allocation.
44Fit scoreBudget fit · 40%42Your priorities · 30%0Editorial score · 20%94Service & network · 10%84R1 400 above your stated budgetAbove the 12%-of-income affordability ceilingDoesn't lead on the priorities you selectedR 4 000/mo estimated
Demonstration data: premiums are illustrative editorial estimates for a healthy adult and scale by household size. Real quotes depend on plan option, age and underwriting — get a live quote.
Four weighted factors. Nothing else.
How close the monthly premium lands to what you said you can spend, and to the 5–12% of income benchmark.
Overlap between the benefits you selected and where each scheme genuinely leads.
Our monthly review score covering price, benefits, member satisfaction and complaints.
Claims turnaround time and the size of the hospital and provider network.